What is the interest withholding rate between Finland and United States?
The Finland-United States tax treaty reduces the withholding rate on interest payments to 0%. This means interest paid between residents of these two countries is exempt from withholding tax at source. This is particularly beneficial for cross-border debt financing and bank deposits. The 0% rate still requires proper documentation — it does not apply automatically. Interest is fully exempt — Finland has 19 such treaties in its network.
Network Comparison
Finland
Rank 18 of 34 active treaties (lowest rate = #1)
Lower rates with: Russia (0%), Sweden (0%), Slovak Republic (0%)
Higher rates with: South Africa (0%), Singapore (5%), Australia (10%)
United States
Rank 10 of 64 active treaties (lowest rate = #1)
Lower rates with: Germany (0%), Denmark (0%), Spain (0%)
Higher rates with: France (0%), United Kingdom (0%), Greece (0%)
Sources
- United States Treaty Reference(treaty text)
- IRS Table 1 (Withholding Rates)(rate table)
Data last reviewed: 2026-04-07