WHT Reclaim Calculator

Estimate how much withholding tax you may be leaving unreclaimed on international investments. Add your country allocations below to see the potential annual savings from proper treaty documentation.

Country Allocations

Total: 65% (should be 100%)

Approximately $16 billion in withholding tax goes unreclaimed worldwide each year. Proper treaty documentation (e.g., filing a W-8BEN or equivalent) can significantly reduce the tax withheld on cross-border dividends and interest.

This calculator provides estimates only, based on general treaty withholding rates for portfolio dividends. Actual reclaimable amounts depend on your specific tax situation, the type of income, applicable Limitation on Benefits (LOB) provisions, and whether you have filed the appropriate treaty claim forms (e.g., W-8BEN, DGT forms, or local equivalents). Qualified/direct-investment dividend rates may differ. This is not tax, legal, or investment advice — consult a qualified professional for your specific circumstances.